A bankruptcy case is a special kind of civil case, involving people or companies or other entities who can no longer pay their debts (debtors) and people or companies or other entities such as government agencies or state or municipal taxing authorities to whom the debtor owes money (creditors). Congress has established special federal courts, called bankruptcy courts, to help decide these cases. The U.S. Courts have also established an electronic case filing system.

Bankruptcy protects both debtors and creditors. In most bankruptcy cases, fault doesn't matter. Everything boils down to how much money creditors are going to get and which debts don't have to be paid.

The Bankruptcy Code provides the legal procedure for individuals and businesses to deal with debt problems. The most commonly filed bankruptcy cases are those under Chapters 7, 11 and 13 of the Code.

AmC provides easy access which facilitates the attorney and debtor on-line.